Supreme Court Upholds Insurer’s Depreciation Calculation in Fire Damage Claim: New India Assurance Co. Ltd. vs. Tata Steel Ltd. (2024) LEGAL ISSUE: Whether an insurance company was justified in calculating depreciation at 60% for a fire damage claim, and whether the insured was entitled to full reinstatement value. CASE TYPE: Insurance Law, Consumer Law Case […]
Supreme Court Orders Insurance Company to Reimburse Medical Expenses: Hem Raj vs. New India Assurance Co. Ltd. (2023) LEGAL ISSUE: Whether an insurance company is liable to reimburse medical expenses incurred by the insured for the treatment of a third party injured in a vehicle accident, when the insurance policy covers third-party liability. CASE TYPE:
Supreme Court Orders Full Insurance Claim for Fire Damage: M/s Super Label Mfg. Co. vs. New India Assurance Company Limited (2023) LEGAL ISSUE: Whether an insurance company can deny a claim based on a narrow interpretation of a surveyor’s report when other expert evidence suggests a different conclusion regarding the cause of damage. CASE TYPE:
Supreme Court Modifies Compensation for Illegal Vehicle Seizure in Consumer Case LEGAL ISSUE: What is the appropriate method for calculating compensation for loss suffered due to the illegal seizure and sale of a hypothecated vehicle? CASE TYPE: Consumer Law Case Name: Mahindra and Mahindra Financial Services Ltd. vs. Nizamuddin Judgment Date: 4 November 2022 Introduction
Supreme Court Clarifies Insurance Liability for Excavator Accidents: Sharda Associates vs. United India Insurance Co. Ltd. (2022) LEGAL ISSUE: Interpretation of insurance policy terms regarding the use of an excavator as a tool of trade and liability for accidents. CASE TYPE: Consumer Law. Case Name: Sharda Associates vs. United India Insurance Company Ltd. Judgment Date:
Supreme Court overturns NCDRC order in Marine Insurance Claim: New India Assurance Co. Ltd. vs. Shashikala J. Ayachi (2022) LEGAL ISSUE: Whether the National Consumer Disputes Redressal Commission (NCDRC) was correct in allowing a claim for a sunken vessel based on the evidence provided. CASE TYPE: Consumer Law, Marine Insurance Case Name: M/s The New
Supreme Court Upholds Insurance Claim: Non-Communication of Policy Terms Leads to Victory for Cardholder’s Family LEGAL ISSUE: Whether an insurance company can deny a claim based on a condition not explicitly communicated to the policyholder. CASE TYPE: Consumer Case Name: Anju Kalsi vs. HDFC Ergo General Insurance Company Limited and Another Judgment Date: 21 February
Supreme Court Upholds Insurance Claim Rejection in Cold Storage Deterioration Case Date of the Judgment: 24 January 2022 Citation: Civil Appeal No 2371 of 2019 Judges: Dr Dhananjaya Y Chandrachud, J and Dinesh Maheshwari, J. Can an insurance company reject a claim for damaged goods if the insured fails to adhere to the policy’s temperature
Supreme Court Clarifies Deposit Requirements for Appeals under Consumer Protection Act LEGAL ISSUE: Whether the National Consumer Disputes Redressal Commission (NCDRC) can order a deposit exceeding 50% of the decretal amount while granting a stay in appeals under the Consumer Protection Act, 2019. CASE TYPE: Consumer Law Case Name: Manohar Infrastructure and Constructions Private Limited
Supreme Court overturns medical negligence ruling in Dr. Harish Kumar Khurana vs. Joginder Singh & Ors. (2021) LEGAL ISSUE: Whether the death of a patient during a medical procedure automatically implies medical negligence on the part of the doctors and hospital. CASE TYPE: Medical Negligence, Consumer Case Name: Dr. Harish Kumar Khurana vs. Joginder Singh
Supreme Court Upholds Insurer’s Repudiation of Claim in Rice Mill Collapse Case LEGAL ISSUE: Whether an insurer can appoint multiple surveyors to assess a claim, and the validity of repudiating a claim based on surveyor reports. CASE TYPE: Insurance Law, Consumer Dispute Case Name: The New India Assurance Co. Ltd. vs. Sri Buchiyyamma Rice Mill
Supreme Court overturns consumer forum order on holiday voucher scheme: Today Merchandise Pvt Ltd vs. Anil Kumar Luthra (2020) LEGAL ISSUE: Whether a consumer is entitled to free gifts under a promotional scheme when the gifts are contingent on making referrals, and the consumer has not made any referrals. CASE TYPE: Consumer Law. Case Name:
