Exclusion Clause

Supreme Court clarifies exclusion clause in insurance policy: IFFCO-TOKIO General Insurance vs. New India Detergents (2022) INSC 445 (06 May 2022)

Date of the Judgment: 06 May 2022 Citation: (2022) INSC 445 Judges: Uday Umesh Lalit, S. Ravindra Bhat, Pamidighantam Sri Narasimha, JJ. Can an insurance company deny a claim based on an exclusion clause? The Supreme Court recently addressed this question in a case involving a dispute over storage charges. The court had to determine […]

Supreme Court clarifies exclusion clause in insurance policy: IFFCO-TOKIO General Insurance vs. New India Detergents (2022) INSC 445 (06 May 2022) Read Post »

Supreme Court Interprets “Terrorism” in Insurance Policy: Narsingh Ispat Ltd. vs. Oriental Insurance Company Ltd. (2022)

Supreme Court Interprets “Terrorism” in Insurance Policy: Narsingh Ispat Ltd. vs. Oriental Insurance Company Ltd. (2022) LEGAL ISSUE: Interpretation of “act of terrorism” in an insurance policy exclusion clause. CASE TYPE: Consumer Law Case Name: Narsingh Ispat Ltd. vs. Oriental Insurance Company Ltd. & Anr. Judgment Date: May 02, 2022 Date of the Judgment: May

Supreme Court Interprets “Terrorism” in Insurance Policy: Narsingh Ispat Ltd. vs. Oriental Insurance Company Ltd. (2022) Read Post »

Supreme Court Clarifies “Under the Influence” in Insurance Claims: IFFCO Tokio vs. Pearl Beverages (2021)

Supreme Court Clarifies “Under the Influence” in Insurance Claims: IFFCO Tokio vs. Pearl Beverages (2021) LEGAL ISSUE: Interpretation of “under the influence of intoxicating liquor” in insurance contracts. CASE TYPE: Insurance Law, Consumer Protection. Case Name: IFFCO Tokio General Insurance Company Ltd. vs. Pearl Beverages Ltd. [Judgment Date]: 12 April 2021 Introduction Date of the

Supreme Court Clarifies “Under the Influence” in Insurance Claims: IFFCO Tokio vs. Pearl Beverages (2021) Read Post »

Supreme Court Upholds Insurer’s Exclusion of STFI Perils in Insurance Claim: Shree Ambica Medical Stores vs. Surat People’s Co-operative Bank (2020)

Supreme Court Upholds Insurer’s Exclusion of STFI Perils in Insurance Claim: Shree Ambica Medical Stores vs. Surat People’s Co-operative Bank (2020) LEGAL ISSUE: Whether an insurance company can exclude specific perils (STFI) from a renewed insurance policy, and if so, whether the insured is bound by such exclusion if they were aware of it. CASE

Supreme Court Upholds Insurer’s Exclusion of STFI Perils in Insurance Claim: Shree Ambica Medical Stores vs. Surat People’s Co-operative Bank (2020) Read Post »

Supreme Court Interprets Exclusion Clause in Export Credit Insurance Policy: Export Credit Guarantee Corporation of India Ltd. vs. M.S. Creations (2019)

Supreme Court Interprets Exclusion Clause in Export Credit Insurance Policy: Export Credit Guarantee Corporation of India Ltd. vs. M.S. Creations (2019) Date of the Judgment: March 13, 2019 Citation: CIVIL APPEAL NO.2987 OF 2019 (@SLP(C) No. 7781/2014) Judges: Dr. Dhananjaya Y Chandrachud, J. and Hemant Gupta, J. Can an export credit guarantee corporation deny a

Supreme Court Interprets Exclusion Clause in Export Credit Insurance Policy: Export Credit Guarantee Corporation of India Ltd. vs. M.S. Creations (2019) Read Post »

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