Consumer Protection Act, 2019

Supreme Court clarifies “voyage should commence & complete before monsoon sets in” clause in marine insurance: Sohom Shipping vs. New India Assurance (2025)

Introduction Date of the Judgment: April 07, 2025 Citation: 2025 INSC 453 Judges: B. V. Nagarathna, J., Satish Chandra Sharma, J. Can an insurance company reject a claim if a ship’s voyage starts before the monsoon but is delayed due to unforeseen circumstances? The Supreme Court of India recently addressed this question while examining a […]

Supreme Court clarifies “voyage should commence & complete before monsoon sets in” clause in marine insurance: Sohom Shipping vs. New India Assurance (2025) Read Post »

Supreme Court allows filing of written statement in consumer case: Ricardo Constructions vs. Ravi Kuckian (2024)

Supreme Court Allows Filing of Written Statement in Consumer Case: Ricardo Constructions vs. Ravi Kuckian (2024) LEGAL ISSUE: Whether the right to file a written statement can be foreclosed if a copy of the complaint was not served to the defendant. CASE TYPE: Consumer Dispute Case Name: Ricardo Constructions Pvt. Ltd. vs. Ravi Kuckian &

Supreme Court allows filing of written statement in consumer case: Ricardo Constructions vs. Ravi Kuckian (2024) Read Post »

Supreme Court Modifies Compensation Calculation for Delayed Flat Possession: Kaushik Narsinhbhai Patel & Ors. vs. M/s. S.J.R. Prime Corporation Private Limited (22 July 2024)

Supreme Court Modifies Compensation Calculation for Delayed Flat Possession: Kaushik Narsinhbhai Patel & Ors. vs. M/s. S.J.R. Prime Corporation Private Limited (2024) LEGAL ISSUE: Calculation of compensation for delayed possession of flats. CASE TYPE: Consumer Case Name: Kaushik Narsinhbhai Patel & Ors. vs. M/s. S.J.R. Prime Corporation Private Limited Judgment Date: 22 July 2024 Date

Supreme Court Modifies Compensation Calculation for Delayed Flat Possession: Kaushik Narsinhbhai Patel & Ors. vs. M/s. S.J.R. Prime Corporation Private Limited (22 July 2024) Read Post »

Supreme Court directs fresh consideration of Insurance Claim: M/S. Kozyflex Mattresses Private Limited vs SBI General Insurance Company Limited (20 March 2024)

Supreme Court directs fresh consideration of Insurance Claim: M/S. Kozyflex Mattresses Private Limited vs SBI General Insurance Company Limited (20 March 2024) LEGAL ISSUE: Whether a company is a ‘person’ under the Consumer Protection Act, 1986 and whether an insurance policy taken for material damage is for commercial purpose. CASE TYPE: Consumer Case Name: M/S.

Supreme Court directs fresh consideration of Insurance Claim: M/S. Kozyflex Mattresses Private Limited vs SBI General Insurance Company Limited (20 March 2024) Read Post »

Supreme Court Upholds Loan Agreement Terms: Rajesh Monga vs. HDFC (2024)

Supreme Court Upholds Loan Agreement Terms: Rajesh Monga vs. HDFC (2024) LEGAL ISSUE: Whether a lender can alter interest rates based on its own prime lending rate, despite initial assurances linking it to the Reserve Bank of India’s (RBI) rate. CASE TYPE: Consumer Case Name: Rajesh Monga vs. Housing Development Finance Corporation Limited & Ors.

Supreme Court Upholds Loan Agreement Terms: Rajesh Monga vs. HDFC (2024) Read Post »

Supreme Court Directs Petitioner to High Court in Insurance Claim Dispute: Universal Sompo vs. Suresh Chand Jain (2023)

Supreme Court Directs Petitioner to High Court in Insurance Claim Dispute: Universal Sompo vs. Suresh Chand Jain (2023) LEGAL ISSUE: Whether a Special Leave Petition under Article 136 of the Constitution is maintainable directly against an order of the National Consumer Disputes Redressal Commission (NCDRC) passed in appellate jurisdiction. CASE TYPE: Consumer Law Case Name:

Supreme Court Directs Petitioner to High Court in Insurance Claim Dispute: Universal Sompo vs. Suresh Chand Jain (2023) Read Post »

Supreme Court Orders Insurance Company to Reimburse Medical Expenses: Hem Raj vs. New India Assurance Co. Ltd. (25 July 2023)

Supreme Court Orders Insurance Company to Reimburse Medical Expenses: Hem Raj vs. New India Assurance Co. Ltd. (2023) LEGAL ISSUE: Whether an insurance company is liable to reimburse medical expenses incurred by the insured for the treatment of a third party injured in a vehicle accident, when the insurance policy covers third-party liability. CASE TYPE:

Supreme Court Orders Insurance Company to Reimburse Medical Expenses: Hem Raj vs. New India Assurance Co. Ltd. (25 July 2023) Read Post »

Supreme Court Upholds High Court Decision on Consumer Protection Rules: Ministry of Consumer Affairs vs. Dr. Mahindra Bhaskar Limaye & Ors. (3 March 2023)

Supreme Court Upholds High Court Decision on Consumer Protection Rules: Ministry of Consumer Affairs vs. Dr. Mahindra Bhaskar Limaye & Ors. (2023) LEGAL ISSUE: Validity of rules regarding qualifications and appointment procedures for members of State and District Consumer Commissions. CASE TYPE: Consumer Protection Law Case Name: The Secretary Ministry of Consumer Affairs vs. Dr.

Supreme Court Upholds High Court Decision on Consumer Protection Rules: Ministry of Consumer Affairs vs. Dr. Mahindra Bhaskar Limaye & Ors. (3 March 2023) Read Post »

Supreme Court Strikes Down Consumer Protection Rules on Appointment of Members: Ministry of Consumer Affairs vs. Dr. Mahindra Bhaskar Limaye (2023)

Supreme Court Strikes Down Consumer Protection Rules on Appointment of Members: Ministry of Consumer Affairs vs. Dr. Mahindra Bhaskar Limaye (2023) LEGAL ISSUE: Whether the rules for appointment of members to the State and District Consumer Commissions under the Consumer Protection Act, 2019 are arbitrary and violate Article 14 of the Constitution of India. CASE

Supreme Court Strikes Down Consumer Protection Rules on Appointment of Members: Ministry of Consumer Affairs vs. Dr. Mahindra Bhaskar Limaye (2023) Read Post »

Supreme Court rules on enforceability of exclusion clauses in insurance contracts: Texco Marketing Pvt. Ltd. vs. TATA AIG General Insurance Company Ltd. (09 November 2022)

Supreme Court on Exclusion Clauses in Insurance Contracts: Texco Marketing vs. TATA AIG LEGAL ISSUE: Whether an insurance company can rely on an exclusion clause to deny a claim when it was aware of the circumstances that triggered the exclusion at the time of contract formation. CASE TYPE: Consumer Law Case Name: M/s Texco Marketing

Supreme Court rules on enforceability of exclusion clauses in insurance contracts: Texco Marketing Pvt. Ltd. vs. TATA AIG General Insurance Company Ltd. (09 November 2022) Read Post »

Supreme Court Modifies Compensation for Illegal Vehicle Seizure in Consumer Case (4 November 2022)

Supreme Court Modifies Compensation for Illegal Vehicle Seizure in Consumer Case LEGAL ISSUE: What is the appropriate method for calculating compensation for loss suffered due to the illegal seizure and sale of a hypothecated vehicle? CASE TYPE: Consumer Law Case Name: Mahindra and Mahindra Financial Services Ltd. vs. Nizamuddin Judgment Date: 4 November 2022 Introduction

Supreme Court Modifies Compensation for Illegal Vehicle Seizure in Consumer Case (4 November 2022) Read Post »

Supreme Court Upholds High Court’s Jurisdiction Under Article 227 in Consumer Disputes: Ibrat Faizan vs. Omaxe Buildhome Private Limited (2022)

Supreme Court Upholds High Court’s Jurisdiction Under Article 227 in Consumer Disputes LEGAL ISSUE: Whether a High Court can entertain a writ petition under Article 227 of the Constitution of India against an order passed by the National Consumer Disputes Redressal Commission (NCDRC) in an appeal under Section 58(1)(a)(iii) of the Consumer Protection Act, 2019.

Supreme Court Upholds High Court’s Jurisdiction Under Article 227 in Consumer Disputes: Ibrat Faizan vs. Omaxe Buildhome Private Limited (2022) Read Post »

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