Insurance Law

Supreme Court clarifies insurer’s liability in motor accident claims: Tata AIG vs. Suraj Kumar (2025)

Date of the Judgment: May 15, 2025 Citation: 2025 INSC 707 Judges: Justices Sudhanshu Dhulia and K. Vinod Chandran When a person is severely injured in a motor vehicle accident, what is the extent of the insurance company’s responsibility? The Supreme Court addressed this question in a recent case, clarifying whether an insurer can be […]

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Supreme Court Enhances Compensation in Motor Accident Case: Seetharama vs. Future General India Insurance (2025)

Date of the Judgment: May 08, 2025 Citation: 2025 INSC 648 Judges: Justices Sudhanshu Dhulia and K. Vinod Chandran In a recent judgment, the Supreme Court of India addressed the issue of fair compensation in motor accident claims, specifically focusing on a case involving grievous injuries and amputation. The court considered the adequacy of compensation

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Supreme Court modifies penalty under Employees’ Compensation Act in motor accident claim: Sheela Devi vs. Oriental Insurance Company (2025)

Introduction Date of the Judgment: April 17, 2025 Judges: J.K. Maheshwari and Aravind Kumar, JJ. When an employee dies in a motor accident during employment, can the employer’s penalty for delayed compensation payment be reduced by the High Court? The Supreme Court addressed this issue in an appeal concerning the compensation awarded to the parents

Supreme Court modifies penalty under Employees’ Compensation Act in motor accident claim: Sheela Devi vs. Oriental Insurance Company (2025) Read Post »

Life Insurance Claims: Supreme Court clarifies “material suppression” in insurance policies: Maha Veer Sharma vs. Exide Life Insurance Company Limited (2025) INSC 268 (25 February 2025)

Date of the Judgment: February 25, 2025 Citation: 2025 INSC 268 Judges: B.V. Nagarathna, J., Satish Chandra Sharma, J. Can an insurance company deny a claim if the policyholder didn’t disclose all their existing insurance policies? The Supreme Court of India recently addressed this question in a case involving Exide Life Insurance Company Limited. The

Life Insurance Claims: Supreme Court clarifies “material suppression” in insurance policies: Maha Veer Sharma vs. Exide Life Insurance Company Limited (2025) INSC 268 (25 February 2025) Read Post »

Supreme Court Upholds Insurance Claim for Fire Damage: Binod Kumar Singh vs. National Insurance Company Ltd. (2025)

Date of the Judgment: February 7th, 2025 Citation: 2025 INSC 154 Judges: B. V. Nagarathna, J., Satish Chandra Sharma, J. Can an insurance company deny a claim for fire damage to a commercial vehicle based on a dispute over permit validity? The Supreme Court of India recently addressed this question in a case involving a

Supreme Court Upholds Insurance Claim for Fire Damage: Binod Kumar Singh vs. National Insurance Company Ltd. (2025) Read Post »

Supreme Court Modifies Interest Award in Insurance Claim Dispute: United India Insurance Co. Ltd. vs. Bansal Wood Products Pvt. Ltd. (2025)

Supreme Court Modifies Interest Award in Insurance Claim Dispute: United India Insurance Co. Ltd. vs. Bansal Wood Products Pvt. Ltd. (2025) Date of the Judgment: January 8, 2025 Citation: 2025 INSC 39 Judges: Abhay S. Oka, J., Manmohan, J. Can an insurance company be held liable to pay interest for delays in claim settlement when

Supreme Court Modifies Interest Award in Insurance Claim Dispute: United India Insurance Co. Ltd. vs. Bansal Wood Products Pvt. Ltd. (2025) Read Post »

Supreme Court Upholds Full Insurance Claim in Car Accident Case: Rajesh Kumar vs. National Insurance Co. Ltd. (2024)

Supreme Court Upholds Full Insurance Claim in Car Accident Case: Rajesh Kumar vs. National Insurance Co. Ltd. (2024) Date of the Judgment: December 17, 2024 Citation: 2024 INSC 993 Judges: Pamidighantam Sri Narasimha, J., Sandeep Mehta, J. Can an insurance company deny a claim if the insured vehicle is damaged further after an accident while

Supreme Court Upholds Full Insurance Claim in Car Accident Case: Rajesh Kumar vs. National Insurance Co. Ltd. (2024) Read Post »

Supreme Court Upholds Insurance Claim Repudiation in Bridge Collapse Case: United India Insurance Co. Ltd. vs. M/s Hyundai Engineering & Construction Co. Ltd. (2024) INSC 431 (16 May 2024)

Supreme Court Upholds Insurance Claim Repudiation in Bridge Collapse Case Date of the Judgment: 16 May 2024 Citation: (2024) INSC 431 Judges: Pamidighantam Sri Narasimha, J. and Aravind Kumar, J. Can an insurance company deny a claim if the insured’s actions contributed to the loss? The Supreme Court of India recently addressed this question in

Supreme Court Upholds Insurance Claim Repudiation in Bridge Collapse Case: United India Insurance Co. Ltd. vs. M/s Hyundai Engineering & Construction Co. Ltd. (2024) INSC 431 (16 May 2024) Read Post »

Supreme Court settles Insurance Contract Formation in Accidental Death Claim: Bhumikaben N. Modi vs. LIC (2024)

Supreme Court Settles Insurance Contract Formation in Accidental Death Claim: Bhumikaben N. Modi vs. LIC (2024) LEGAL ISSUE: Whether an insurance contract is concluded upon the issuance of a first premium receipt, even if the formal policy document is not delivered before the death of the insured. CASE TYPE: Consumer Law, Insurance Law Case Name:

Supreme Court settles Insurance Contract Formation in Accidental Death Claim: Bhumikaben N. Modi vs. LIC (2024) Read Post »

Supreme Court Upholds Insurer’s Depreciation Calculation in Fire Damage Claim: New India Assurance Co. Ltd. vs. Tata Steel Ltd. (2024)

Supreme Court Upholds Insurer’s Depreciation Calculation in Fire Damage Claim: New India Assurance Co. Ltd. vs. Tata Steel Ltd. (2024) LEGAL ISSUE: Whether an insurance company was justified in calculating depreciation at 60% for a fire damage claim, and whether the insured was entitled to full reinstatement value. CASE TYPE: Insurance Law, Consumer Law Case

Supreme Court Upholds Insurer’s Depreciation Calculation in Fire Damage Claim: New India Assurance Co. Ltd. vs. Tata Steel Ltd. (2024) Read Post »

Supreme Court Directs Enhanced Implementation of Hit and Run Compensation Scheme: S. Rajaseekaran vs. Union of India (2024) INSC 37 (12 January 2024)

Supreme Court Directs Enhanced Implementation of Hit and Run Compensation Scheme Date of the Judgment: 12 January 2024 Citation: (2024) INSC 37 Judges: Abhay S. Oka, J. and Pankaj Mithal, J. Can victims of hit-and-run accidents effectively access the compensation they are entitled to? The Supreme Court of India recently addressed this critical issue, expressing

Supreme Court Directs Enhanced Implementation of Hit and Run Compensation Scheme: S. Rajaseekaran vs. Union of India (2024) INSC 37 (12 January 2024) Read Post »

Supreme Court clarifies commencement date of life insurance policies in suicide cases: Reliance Life Insurance Co. Ltd. vs. Jaya Wadhwani (2024) INSC 10 (03 January 2024)

Supreme Court Clarifies Commencement Date of Life Insurance Policies in Suicide Cases Date of the Judgment: 03 January 2024 Citation: 2024 INSC 10 Judges: Justice Vikram Nath, Justice Rajesh Bindal Can the date a life insurance policy becomes effective be different from the date the policy was issued? The Supreme Court of India recently addressed

Supreme Court clarifies commencement date of life insurance policies in suicide cases: Reliance Life Insurance Co. Ltd. vs. Jaya Wadhwani (2024) INSC 10 (03 January 2024) Read Post »

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