Insurance Law

Life Insurance Claims: Supreme Court clarifies “material suppression” in insurance policies: Maha Veer Sharma vs. Exide Life Insurance Company Limited (2025) INSC 268 (25 February 2025)

/ B.V. Nagarathna, Insurance Law, Judges, Life Insurance, Material Suppression, Satish Chandra Sharma

Date of the Judgment: February 25, 2025 Citation: 2025 INSC 268 Judges: B.V. Nagarathna, J., Satish Chandra Sharma, J. Can an insurance company deny a claim if the policyholder didn’t disclose all their existing insurance policies? The Supreme Court of India recently addressed this question in a case involving Exide Life Insurance Company Limited. The […]

Life Insurance Claims: Supreme Court clarifies “material suppression” in insurance policies: Maha Veer Sharma vs. Exide Life Insurance Company Limited (2025) INSC 268 (25 February 2025) Read Post »

Supreme Court Upholds Insurance Claim for Fire Damage: Binod Kumar Singh vs. National Insurance Company Ltd. (2025)

/ B. V. Nagarathna, Insurance Claims, Insurance Law, IRDAI Regulations on Insurance Claims, Judges, Motor Vehicles Act, 1988, Satish Chandra Sharma

Date of the Judgment: February 7th, 2025 Citation: 2025 INSC 154 Judges: B. V. Nagarathna, J., Satish Chandra Sharma, J. Can an insurance company deny a claim for fire damage to a commercial vehicle based on a dispute over permit validity? The Supreme Court of India recently addressed this question in a case involving a

Supreme Court Upholds Insurance Claim for Fire Damage: Binod Kumar Singh vs. National Insurance Company Ltd. (2025) Read Post »

Supreme Court Modifies Interest Award in Insurance Claim Dispute: United India Insurance Co. Ltd. vs. Bansal Wood Products Pvt. Ltd. (2025)

/ Arbitration Law, Insurance Claim Disputes, Insurance Law, Interest on Arbitration Awards, Limitation Act, 1963, Limitation Act, 1963 with Section 14

Supreme Court Modifies Interest Award in Insurance Claim Dispute: United India Insurance Co. Ltd. vs. Bansal Wood Products Pvt. Ltd. (2025) Date of the Judgment: January 8, 2025 Citation: 2025 INSC 39 Judges: Abhay S. Oka, J., Manmohan, J. Can an insurance company be held liable to pay interest for delays in claim settlement when

Supreme Court Modifies Interest Award in Insurance Claim Dispute: United India Insurance Co. Ltd. vs. Bansal Wood Products Pvt. Ltd. (2025) Read Post »

Supreme Court Upholds Full Insurance Claim in Car Accident Case: Rajesh Kumar vs. National Insurance Co. Ltd. (2024)

/ Condition No. 4, Consumer Law, Consumer Protection Act, 1986, Consumer Protection Act, 1986 with Section 21(b), Exclusionary Clauses, Insurance Law, Insurance Policy Interpretation, Revisional Jurisdiction

Supreme Court Upholds Full Insurance Claim in Car Accident Case: Rajesh Kumar vs. National Insurance Co. Ltd. (2024) Date of the Judgment: December 17, 2024 Citation: 2024 INSC 993 Judges: Pamidighantam Sri Narasimha, J., Sandeep Mehta, J. Can an insurance company deny a claim if the insured vehicle is damaged further after an accident while

Supreme Court Upholds Full Insurance Claim in Car Accident Case: Rajesh Kumar vs. National Insurance Co. Ltd. (2024) Read Post »

Supreme Court Upholds Insurance Claim Repudiation in Bridge Collapse Case: United India Insurance Co. Ltd. vs. M/s Hyundai Engineering & Construction Co. Ltd. (2024) INSC 431 (16 May 2024)

/ Consumer Complaint, Consumer Protection Act, 1986, Consumer Protection Act, 1986 with NCDRC Jurisdiction, Contract of Indemnification, Exclusion Clauses, Indian Penal Code, 1860, Indian Penal Code, 1860 with Section 304, Indian Penal Code, 1860 with Section 308, Insurance Law, Insurance Law with Surveyor's Report, Offences Affecting Life

Supreme Court Upholds Insurance Claim Repudiation in Bridge Collapse Case Date of the Judgment: 16 May 2024 Citation: (2024) INSC 431 Judges: Pamidighantam Sri Narasimha, J. and Aravind Kumar, J. Can an insurance company deny a claim if the insured’s actions contributed to the loss? The Supreme Court of India recently addressed this question in

Supreme Court Upholds Insurance Claim Repudiation in Bridge Collapse Case: United India Insurance Co. Ltd. vs. M/s Hyundai Engineering & Construction Co. Ltd. (2024) INSC 431 (16 May 2024) Read Post »

Supreme Court settles Insurance Contract Formation in Accidental Death Claim: Bhumikaben N. Modi vs. LIC (2024)

/ Consumer Law, Consumer Protection Act, 1986, Consumer Protection Act, 1986 with Section 21, Contract Formation, Insurance Contract, Insurance Law

Supreme Court Settles Insurance Contract Formation in Accidental Death Claim: Bhumikaben N. Modi vs. LIC (2024) LEGAL ISSUE: Whether an insurance contract is concluded upon the issuance of a first premium receipt, even if the formal policy document is not delivered before the death of the insured. CASE TYPE: Consumer Law, Insurance Law Case Name:

Supreme Court settles Insurance Contract Formation in Accidental Death Claim: Bhumikaben N. Modi vs. LIC (2024) Read Post »

Supreme Court Upholds Insurer’s Depreciation Calculation in Fire Damage Claim: New India Assurance Co. Ltd. vs. Tata Steel Ltd. (2024)

/ Consumer Disputes, Consumer Law, Consumer Law with IRDA Regulations, Insurance Law, Insurance Law with Section 64 UM (2), Reinstatement Value Clause

Supreme Court Upholds Insurer’s Depreciation Calculation in Fire Damage Claim: New India Assurance Co. Ltd. vs. Tata Steel Ltd. (2024) LEGAL ISSUE: Whether an insurance company was justified in calculating depreciation at 60% for a fire damage claim, and whether the insured was entitled to full reinstatement value. CASE TYPE: Insurance Law, Consumer Law Case

Supreme Court Upholds Insurer’s Depreciation Calculation in Fire Damage Claim: New India Assurance Co. Ltd. vs. Tata Steel Ltd. (2024) Read Post »

Supreme Court Directs Enhanced Implementation of Hit and Run Compensation Scheme: S. Rajaseekaran vs. Union of India (2024) INSC 37 (12 January 2024)

/ Compensation Scheme, General Insurance Council, Hit and Run Accidents, Insurance Law, Motor Insurance, Motor Vehicles Act, 1988, Motor Vehicles Act, 1988 with Section 161

Supreme Court Directs Enhanced Implementation of Hit and Run Compensation Scheme Date of the Judgment: 12 January 2024 Citation: (2024) INSC 37 Judges: Abhay S. Oka, J. and Pankaj Mithal, J. Can victims of hit-and-run accidents effectively access the compensation they are entitled to? The Supreme Court of India recently addressed this critical issue, expressing

Supreme Court Directs Enhanced Implementation of Hit and Run Compensation Scheme: S. Rajaseekaran vs. Union of India (2024) INSC 37 (12 January 2024) Read Post »

Supreme Court clarifies commencement date of life insurance policies in suicide cases: Reliance Life Insurance Co. Ltd. vs. Jaya Wadhwani (2024) INSC 10 (03 January 2024)

/ Contract Law, Insurance Contract, Insurance Law, Insurance Law with Reinstatement of Policy, Interpretation of Contract, Suicide Clause

Supreme Court Clarifies Commencement Date of Life Insurance Policies in Suicide Cases Date of the Judgment: 03 January 2024 Citation: 2024 INSC 10 Judges: Justice Vikram Nath, Justice Rajesh Bindal Can the date a life insurance policy becomes effective be different from the date the policy was issued? The Supreme Court of India recently addressed

Supreme Court clarifies commencement date of life insurance policies in suicide cases: Reliance Life Insurance Co. Ltd. vs. Jaya Wadhwani (2024) INSC 10 (03 January 2024) Read Post »

Supreme Court Upholds Insurance Claim, Dismissing New India Assurance Appeal: Mudit Roadways Case

/ Consumer Law, Consumer Protection Act, 1986, Customs Act, 1962, Customs Act, 1962 with Section 23, Customs Duty, Insurance Act, 1938 with Section 64(UM)(4), Insurance Claim, Insurance Law

Supreme Court Upholds Insurance Claim, Dismissing New India Assurance Appeal: Mudit Roadways Case LEGAL ISSUE: Whether an insurance company can reject a claim based on grounds not stated in the initial repudiation letter and the extent of surveyor’s report in determining insurance liability. CASE TYPE: Insurance Law, Consumer Law Case Name: New India Assurance Co.

Supreme Court Upholds Insurance Claim, Dismissing New India Assurance Appeal: Mudit Roadways Case Read Post »

Supreme Court clarifies insurance liability in car accident claim: Bajaj Allianz vs. Mukul Aggarwal (20 November 2023)

/ Consumer Protection Act, 1986, Consumer Protection Act, 1986 with Section 17(2)(b), Consumer Protection Act, 1986 with Section 2(1)(d)(i), Consumer Protection Act, 1986 with Section 2(g), Insurance Law, Insurance Policy Interpretation, Motor Insurance, Rejection of Insurance Claims

Supreme Court clarifies insurance liability in car accident claim: Bajaj Allianz vs. Mukul Aggarwal (2023) Date of the Judgment: 20 November 2023 Citation: 2023 INSC 1005 Judges: Abhay S. Oka, J. and Rajesh Bindal, J. Can an insurance company deny a claim for a car accident based on minor discrepancies in the claim form and

Supreme Court clarifies insurance liability in car accident claim: Bajaj Allianz vs. Mukul Aggarwal (20 November 2023) Read Post »

Supreme Court Upholds Insurer’s Liability Despite Fake Driver’s License in Motor Accident Case: IFFCO Tokio General Insurance Co. Ltd. vs. Geeta Devi and others (2023) INSC 954 (30 October 2023)

/ Breach of Insurance Policy, Insurance Law, Insurance Liability, Motor Accident Claims, Motor Vehicles Act, 1988, Motor Vehicles Act, 1988 with Section 149

Supreme Court Upholds Insurer’s Liability Despite Fake Driver’s License in Motor Accident Case LEGAL ISSUE: Whether an insurance company can deny liability in a motor accident claim if the driver possessed a fake driving license. CASE TYPE: Motor Accident Claim Case Name: IFFCO Tokio General Insurance Co. Ltd. vs. Geeta Devi and others Judgment Date:

Supreme Court Upholds Insurer’s Liability Despite Fake Driver’s License in Motor Accident Case: IFFCO Tokio General Insurance Co. Ltd. vs. Geeta Devi and others (2023) INSC 954 (30 October 2023) Read Post »

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