Insurance Policy

Supreme Court Upholds Insurance Claim: Karnavati Veneers vs. New India Assurance (2023)

/ Ajay Rastogi, C.T. Ravikumar, Claim Assessment, Consumer Law, Insurance Claims, Insurance Law, Insurance Law with Clause 6(b), Insurance Policy, Judges, Repudiation of Claims

Supreme Court Upholds Insurance Claim: Karnavati Veneers vs. New India Assurance (2023) LEGAL ISSUE: Whether an insurance claim can be repudiated for non-submission of documents when the surveyor has already assessed the loss. CASE TYPE: Consumer Law. Case Name: Karnavati Veneers Pvt. Ltd. vs. New India Assurance Company Limited and Others. [Judgment Date]: 9th February […]

Supreme Court Upholds Insurance Claim: Karnavati Veneers vs. New India Assurance (2023) Read Post »

Supreme Court clarifies exclusion clause in insurance policy: IFFCO-TOKIO General Insurance vs. New India Detergents (2022) INSC 445 (06 May 2022)

/ Consumer Complaint, Consumer Protection Act, 2019, Exclusion Clause, Insurance Law, Insurance Policy, Judges, Pamidighantam Sri Narasimha, S. Ravindra Bhat, Uday Umesh Lalit

Date of the Judgment: 06 May 2022 Citation: (2022) INSC 445 Judges: Uday Umesh Lalit, S. Ravindra Bhat, Pamidighantam Sri Narasimha, JJ. Can an insurance company deny a claim based on an exclusion clause? The Supreme Court recently addressed this question in a case involving a dispute over storage charges. The court had to determine

Supreme Court clarifies exclusion clause in insurance policy: IFFCO-TOKIO General Insurance vs. New India Detergents (2022) INSC 445 (06 May 2022) Read Post »

Supreme Court Upholds Insurer’s Exclusion of STFI Perils in Insurance Claim: Shree Ambica Medical Stores vs. Surat People’s Co-operative Bank (2020)

/ Ajay Rastogi, Consumer Law, Dhananjaya Y Chandrachud, Exclusion Clause, Insurance Law, Insurance Law with Section 64VB, Insurance Policy, Judges

Supreme Court Upholds Insurer’s Exclusion of STFI Perils in Insurance Claim: Shree Ambica Medical Stores vs. Surat People’s Co-operative Bank (2020) LEGAL ISSUE: Whether an insurance company can exclude specific perils (STFI) from a renewed insurance policy, and if so, whether the insured is bound by such exclusion if they were aware of it. CASE

Supreme Court Upholds Insurer’s Exclusion of STFI Perils in Insurance Claim: Shree Ambica Medical Stores vs. Surat People’s Co-operative Bank (2020) Read Post »

Supreme Court Denies Accident Claim: Heart Attack Not an ‘Accident’ Under Insurance Policy (24 April 2019)

/ Accident Benefit Clause, Accident Insurance, Accidental Death Benefit, Consumer Protection Act, 1986, Contract Law, Dhananjaya Y Chandrachud, Hemant Gupta, Insurance Law, Insurance Policy, Judges

Supreme Court Denies Accident Claim: Heart Attack Not an ‘Accident’ Under Insurance Policy (24 April 2019) Date of the Judgment: 24 April 2019 Citation: Civil Appeal No. 3413 of 2019 (Arising out of SLP (C) No. 32335 of 2016) Judges: Dr. Dhananjaya Y Chandrachud, J and Hemant Gupta, J Can a fall from a motorcycle

Supreme Court Denies Accident Claim: Heart Attack Not an ‘Accident’ Under Insurance Policy (24 April 2019) Read Post »

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