Insurance Law

Supreme Court Upholds Insurance Claim, Dismissing New India Assurance Appeal: Mudit Roadways Case

Supreme Court Upholds Insurance Claim, Dismissing New India Assurance Appeal: Mudit Roadways Case LEGAL ISSUE: Whether an insurance company can reject a claim based on grounds not stated in the initial repudiation letter and the extent of surveyor’s report in determining insurance liability. CASE TYPE: Insurance Law, Consumer Law Case Name: New India Assurance Co. […]

Supreme Court Upholds Insurance Claim, Dismissing New India Assurance Appeal: Mudit Roadways Case Read Post »

Supreme Court clarifies insurance liability in car accident claim: Bajaj Allianz vs. Mukul Aggarwal (20 November 2023)

Supreme Court clarifies insurance liability in car accident claim: Bajaj Allianz vs. Mukul Aggarwal (2023) Date of the Judgment: 20 November 2023 Citation: 2023 INSC 1005 Judges: Abhay S. Oka, J. and Rajesh Bindal, J. Can an insurance company deny a claim for a car accident based on minor discrepancies in the claim form and

Supreme Court clarifies insurance liability in car accident claim: Bajaj Allianz vs. Mukul Aggarwal (20 November 2023) Read Post »

Supreme Court Upholds Insurer’s Liability Despite Fake Driver’s License in Motor Accident Case: IFFCO Tokio General Insurance Co. Ltd. vs. Geeta Devi and others (2023) INSC 954 (30 October 2023)

Supreme Court Upholds Insurer’s Liability Despite Fake Driver’s License in Motor Accident Case LEGAL ISSUE: Whether an insurance company can deny liability in a motor accident claim if the driver possessed a fake driving license. CASE TYPE: Motor Accident Claim Case Name: IFFCO Tokio General Insurance Co. Ltd. vs. Geeta Devi and others Judgment Date:

Supreme Court Upholds Insurer’s Liability Despite Fake Driver’s License in Motor Accident Case: IFFCO Tokio General Insurance Co. Ltd. vs. Geeta Devi and others (2023) INSC 954 (30 October 2023) Read Post »

Supreme Court Orders Insurance Company to Reimburse Medical Expenses: Hem Raj vs. New India Assurance Co. Ltd. (25 July 2023)

Supreme Court Orders Insurance Company to Reimburse Medical Expenses: Hem Raj vs. New India Assurance Co. Ltd. (2023) LEGAL ISSUE: Whether an insurance company is liable to reimburse medical expenses incurred by the insured for the treatment of a third party injured in a vehicle accident, when the insurance policy covers third-party liability. CASE TYPE:

Supreme Court Orders Insurance Company to Reimburse Medical Expenses: Hem Raj vs. New India Assurance Co. Ltd. (25 July 2023) Read Post »

Supreme Court Orders Insurance Company to Reimburse Medical Expenses Despite Initial Non-Disclosure: Om Prakash Ahuja vs. Reliance General Insurance Co. Ltd. (2023)

Supreme Court Orders Insurance Company to Reimburse Medical Expenses Despite Initial Non-Disclosure LEGAL ISSUE: Whether an insurance company can deny a claim and refuse renewal of a health insurance policy based on non-disclosure of a pre-existing condition, when the insured’s death was caused by an unrelated illness. CASE TYPE: Consumer Case Name: Om Prakash Ahuja

Supreme Court Orders Insurance Company to Reimburse Medical Expenses Despite Initial Non-Disclosure: Om Prakash Ahuja vs. Reliance General Insurance Co. Ltd. (2023) Read Post »

Supreme Court Upholds Insurance Claim: National Insurance Co. Ltd. vs. Vedic Resorts (2023)

Supreme Court Upholds Insurance Claim: National Insurance Co. Ltd. vs. Vedic Resorts (2023) LEGAL ISSUE: Whether damage caused by a mob to insured property, after the mob chased individuals who had taken shelter in the property, constitutes a malicious act by the property owner, thereby excluding the claim under an insurance policy. CASE TYPE: Consumer

Supreme Court Upholds Insurance Claim: National Insurance Co. Ltd. vs. Vedic Resorts (2023) Read Post »

Supreme Court Orders Full Insurance Claim for Fire Damage: M/s Super Label Mfg. Co. vs. New India Assurance Company Limited (2023)

Supreme Court Orders Full Insurance Claim for Fire Damage: M/s Super Label Mfg. Co. vs. New India Assurance Company Limited (2023) LEGAL ISSUE: Whether an insurance company can deny a claim based on a narrow interpretation of a surveyor’s report when other expert evidence suggests a different conclusion regarding the cause of damage. CASE TYPE:

Supreme Court Orders Full Insurance Claim for Fire Damage: M/s Super Label Mfg. Co. vs. New India Assurance Company Limited (2023) Read Post »

Supreme Court rules on extent of fire damage compensation in insurance claim: M/s Super Label Mfg. Co. vs. New India Assurance Company Limited (2023)

Supreme Court rules on extent of fire damage compensation in insurance claim: M/s Super Label Mfg. Co. vs. New India Assurance Company Limited (2023) LEGAL ISSUE: Determining the extent of compensation payable under a ‘Standard Fire and Special Perils’ insurance policy following a fire accident. CASE TYPE: Consumer Law, Insurance Claim Case Name: M/s Super

Supreme Court rules on extent of fire damage compensation in insurance claim: M/s Super Label Mfg. Co. vs. New India Assurance Company Limited (2023) Read Post »

Supreme Court Upholds Insurance Claim: Karnavati Veneers vs. New India Assurance (2023)

Supreme Court Upholds Insurance Claim: Karnavati Veneers vs. New India Assurance (2023) LEGAL ISSUE: Whether an insurance claim can be repudiated for non-submission of documents when the surveyor has already assessed the loss. CASE TYPE: Consumer Law. Case Name: Karnavati Veneers Pvt. Ltd. vs. New India Assurance Company Limited and Others. [Judgment Date]: 9th February

Supreme Court Upholds Insurance Claim: Karnavati Veneers vs. New India Assurance (2023) Read Post »

Supreme Court Upholds Insurance Claim: Karnavati Veneers vs. New India Assurance (2023)

Supreme Court Upholds Insurance Claim: Karnavati Veneers vs. New India Assurance (2023) LEGAL ISSUE: Whether an insurance company can repudiate a claim based on non-submission of documents when a surveyor has already assessed the loss. CASE TYPE: Consumer Law/Insurance Law Case Name: Karnavati Veneers Pvt. Ltd. vs. New India Assurance Company Limited and Others [Judgment

Supreme Court Upholds Insurance Claim: Karnavati Veneers vs. New India Assurance (2023) Read Post »

Supreme Court clarifies insurance policy terms in election duty death: National Insurance Company Ltd. vs. Chief Electoral Officer (2023)

Supreme Court clarifies insurance policy terms in election duty death: National Insurance Company Ltd. vs. Chief Electoral Officer (2023) LEGAL ISSUE: Interpretation of insurance policy terms, specifically the scope of “accident caused by external violent and any other visible means.” CASE TYPE: Insurance Law Case Name: National Insurance Company Ltd. vs. The Chief Electoral Officer

Supreme Court clarifies insurance policy terms in election duty death: National Insurance Company Ltd. vs. Chief Electoral Officer (2023) Read Post »

Supreme Court Clarifies Insurance Liability for Excavator Accidents: Sharda Associates vs. United India Insurance Co. Ltd. (25 July 2022)

Supreme Court Clarifies Insurance Liability for Excavator Accidents: Sharda Associates vs. United India Insurance Co. Ltd. (2022) LEGAL ISSUE: Interpretation of insurance policy terms regarding the use of an excavator as a tool of trade and liability for accidents. CASE TYPE: Consumer Law. Case Name: Sharda Associates vs. United India Insurance Company Ltd. Judgment Date:

Supreme Court Clarifies Insurance Liability for Excavator Accidents: Sharda Associates vs. United India Insurance Co. Ltd. (25 July 2022) Read Post »

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