Supreme Court Orders Insurance Company to Reimburse Medical Expenses: Hem Raj vs. New India Assurance Co. Ltd. (2023) LEGAL ISSUE: Whether an insurance company is liable to reimburse medical expenses incurred by the insured for the treatment of a third party injured in a vehicle accident, when the insurance policy covers third-party liability. CASE TYPE: […]
Supreme Court Orders Insurance Company to Reimburse Medical Expenses Despite Initial Non-Disclosure LEGAL ISSUE: Whether an insurance company can deny a claim and refuse renewal of a health insurance policy based on non-disclosure of a pre-existing condition, when the insured’s death was caused by an unrelated illness. CASE TYPE: Consumer Case Name: Om Prakash Ahuja
Supreme Court Upholds Insurance Claim: National Insurance Co. Ltd. vs. Vedic Resorts (2023) LEGAL ISSUE: Whether damage caused by a mob to insured property, after the mob chased individuals who had taken shelter in the property, constitutes a malicious act by the property owner, thereby excluding the claim under an insurance policy. CASE TYPE: Consumer
Supreme Court rules on extent of fire damage compensation in insurance claim: M/s Super Label Mfg. Co. vs. New India Assurance Company Limited (2023) LEGAL ISSUE: Determining the extent of compensation payable under a ‘Standard Fire and Special Perils’ insurance policy following a fire accident. CASE TYPE: Consumer Law, Insurance Claim Case Name: M/s Super
Supreme Court Orders Full Insurance Claim for Fire Damage: M/s Super Label Mfg. Co. vs. New India Assurance Company Limited (2023) LEGAL ISSUE: Whether an insurance company can deny a claim based on a narrow interpretation of a surveyor’s report when other expert evidence suggests a different conclusion regarding the cause of damage. CASE TYPE:
Supreme Court Upholds Insurance Claim: Karnavati Veneers vs. New India Assurance (2023) LEGAL ISSUE: Whether an insurance company can repudiate a claim based on non-submission of documents when a surveyor has already assessed the loss. CASE TYPE: Consumer Law/Insurance Law Case Name: Karnavati Veneers Pvt. Ltd. vs. New India Assurance Company Limited and Others [Judgment
Supreme Court Upholds Insurance Claim: Karnavati Veneers vs. New India Assurance (2023) Read Post »
Supreme Court Upholds Insurance Claim: Karnavati Veneers vs. New India Assurance (2023) LEGAL ISSUE: Whether an insurance claim can be repudiated for non-submission of documents when the surveyor has already assessed the loss. CASE TYPE: Consumer Law. Case Name: Karnavati Veneers Pvt. Ltd. vs. New India Assurance Company Limited and Others. [Judgment Date]: 9th February
Supreme Court Upholds Insurance Claim: Karnavati Veneers vs. New India Assurance (2023) Read Post »
Supreme Court clarifies insurance policy terms in election duty death: National Insurance Company Ltd. vs. Chief Electoral Officer (2023) LEGAL ISSUE: Interpretation of insurance policy terms, specifically the scope of “accident caused by external violent and any other visible means.” CASE TYPE: Insurance Law Case Name: National Insurance Company Ltd. vs. The Chief Electoral Officer
Supreme Court Clarifies Insurance Liability for Excavator Accidents: Sharda Associates vs. United India Insurance Co. Ltd. (2022) LEGAL ISSUE: Interpretation of insurance policy terms regarding the use of an excavator as a tool of trade and liability for accidents. CASE TYPE: Consumer Law. Case Name: Sharda Associates vs. United India Insurance Company Ltd. Judgment Date:
Supreme Court overturns NCDRC order in Marine Insurance Claim: New India Assurance Co. Ltd. vs. Shashikala J. Ayachi (2022) LEGAL ISSUE: Whether the National Consumer Disputes Redressal Commission (NCDRC) was correct in allowing a claim for a sunken vessel based on the evidence provided. CASE TYPE: Consumer Law, Marine Insurance Case Name: M/s The New
Date of the Judgment: 06 May 2022 Citation: (2022) INSC 445 Judges: Uday Umesh Lalit, S. Ravindra Bhat, Pamidighantam Sri Narasimha, JJ. Can an insurance company deny a claim based on an exclusion clause? The Supreme Court recently addressed this question in a case involving a dispute over storage charges. The court had to determine
Supreme Court clarifies the scope of marine insurance policies in fire loss claims: United India Insurance Co. Ltd. vs. Levi Strauss (India) Pvt. Ltd. (2022) LEGAL ISSUE: Interpretation of “marine policy” and its interplay with standard fire and special perils policies. CASE TYPE: Insurance Law. Case Name: United India Insurance Co. Ltd. vs. Levi Strauss
