Supreme Court overturns NCDRC order in Marine Insurance Claim: New India Assurance Co. Ltd. vs. Shashikala J. Ayachi (2022) LEGAL ISSUE: Whether the National Consumer Disputes Redressal Commission (NCDRC) was correct in allowing a claim for a sunken vessel based on the evidence provided. CASE TYPE: Consumer Law, Marine Insurance Case Name: M/s The New […]
Date of the Judgment: 06 May 2022 Citation: (2022) INSC 445 Judges: Uday Umesh Lalit, S. Ravindra Bhat, Pamidighantam Sri Narasimha, JJ. Can an insurance company deny a claim based on an exclusion clause? The Supreme Court recently addressed this question in a case involving a dispute over storage charges. The court had to determine
Supreme Court clarifies the scope of marine insurance policies in fire loss claims: United India Insurance Co. Ltd. vs. Levi Strauss (India) Pvt. Ltd. (2022) LEGAL ISSUE: Interpretation of “marine policy” and its interplay with standard fire and special perils policies. CASE TYPE: Insurance Law. Case Name: United India Insurance Co. Ltd. vs. Levi Strauss
Supreme Court Clarifies “Despatch” Date in Export Insurance: Haris Marine Products vs. ECGC (2022) LEGAL ISSUE: Interpretation of “despatch/shipment” date in export credit insurance policy. CASE TYPE: Consumer Law/Insurance Law Case Name: Haris Marine Products vs. Export Credit Guarantee Corporation (ECGC) Limited Judgment Date: 25 April 2022 Date of the Judgment: 25 April 2022 Citation:
Supreme Court Upholds Insurance Claim: Non-Communication of Policy Terms Leads to Victory for Cardholder’s Family LEGAL ISSUE: Whether an insurance company can deny a claim based on a condition not explicitly communicated to the policyholder. CASE TYPE: Consumer Case Name: Anju Kalsi vs. HDFC Ergo General Insurance Company Limited and Another Judgment Date: 21 February
Supreme Court on Delay in Insurance Claim for Vehicle Theft: Jaina Construction Company vs. Oriental Insurance Company (2022) LEGAL ISSUE: Whether an insurance company can reject a claim for vehicle theft solely due to a delay in informing the company, despite a timely police report. CASE TYPE: Consumer Law Case Name: Jaina Construction Company vs.
Supreme Court Upholds Insurance Claim Rejection for Potato Spoilage: Shivram Chandra Jagarnath Cold Storage vs. New India Assurance (2022) LEGAL ISSUE: Interpretation of exception clauses in insurance policies related to temperature control in cold storage facilities. CASE TYPE: Consumer Law, Insurance Law Case Name: M/s Shivram Chandra Jagarnath Cold Storage & Anr vs. New India
Supreme Court Upholds Insurance Claim Rejection in Cold Storage Deterioration Case Date of the Judgment: 24 January 2022 Citation: Civil Appeal No 2371 of 2019 Judges: Dr Dhananjaya Y Chandrachud, J and Dinesh Maheshwari, J. Can an insurance company reject a claim for damaged goods if the insured fails to adhere to the policy’s temperature
Supreme Court Upholds Insurance Claim Rejection in Cold Storage Spoilage Case LEGAL ISSUE: Interpretation of exception clauses in insurance policies. CASE TYPE: Consumer Law, Insurance Law Case Name: M/s Shivram Chandra Jagarnath Cold Storage & Anr vs. New India Assurance Company Limited & Ors [Judgment Date]: 24 January 2022 Date of the Judgment: 24 January
Supreme Court Clarifies Insurance Liability in Hospital Negligence Case: Sheth M L Vaduwala Eye Hospital vs. Oriental Insurance Company Limited (2021) INSC 755 Date of the Judgment: 11 December 2021 Citation: (2021) INSC 755 Judges: Dr Dhananjaya Y Chandrachud, J and A S Bopanna, J. Can an insurance company be held liable for the negligence
Supreme Court on Duty to Inform Policyholders of Changes During Renewal: Jacob Punnen vs. United India Insurance Co. Ltd. (2021) Date of the Judgment: 9 December 2021 Citation: 2021 INSC 729 Judges: S. Ravindra Bhat, J. and K.M. Joseph, J. Is an insurance company obligated to inform its policyholders about changes in policy terms during
Supreme Court Clarifies “Pre-Existing Condition” in Overseas Mediclaim Policy: Manmohan Nanda vs. United India Assurance Co. Ltd. (2021) LEGAL ISSUE: Interpretation of “pre-existing condition” in insurance contracts. CASE TYPE: Consumer Law Case Name: Manmohan Nanda vs. United India Assurance Co. Ltd. & Anr Judgment Date: 6th December 2021 Date of the Judgment: 6th December 2021
