Supreme Court on Insurance Claims for Farmers’ Stored Produce Date of the Judgment: 06 February 2020 Citation: (2020) INSC 128 Judges: S. Abdul Nazeer, J. and Deepak Gupta, J. Can farmers claim insurance benefits for their stored agricultural produce when a fire occurs, even if the insurance policy is not directly in their name? The […]
Supreme Court Clarifies ‘Flood and Inundation’ in Insurance Policy: Oriental Insurance vs. J.K. Cement (2020) LEGAL ISSUE: Interpretation of ‘flood’ and ‘inundation’ in insurance policies. CASE TYPE: Consumer Law Case Name: Oriental Insurance Company Limited vs. M/s. J.K. Cement Works Judgment Date: 28 January 2020 Date of the Judgment: 28 January 2020 Citation: [Not Provided
Supreme Court Upholds Insurer’s Exclusion of STFI Perils in Insurance Claim: Shree Ambica Medical Stores vs. Surat People’s Co-operative Bank (2020) LEGAL ISSUE: Whether an insurance company can exclude specific perils (STFI) from a renewed insurance policy, and if so, whether the insured is bound by such exclusion if they were aware of it. CASE
Supreme Court Upholds Insurer’s Repudiation of Claim in Rice Mill Collapse Case LEGAL ISSUE: Whether an insurer can appoint multiple surveyors to assess a claim, and the validity of repudiating a claim based on surveyor reports. CASE TYPE: Insurance Law, Consumer Dispute Case Name: The New India Assurance Co. Ltd. vs. Sri Buchiyyamma Rice Mill
Supreme Court Interprets Insurance Policy Exclusion Clause: Sangrur Sales Corporation vs. United India Insurance Company Limited (2020) Date of the Judgment: 17 January 2020 Citation: (2020) INSC 17 Judges: Dr. Dhananjaya Y Chandrachud, J and Hrishikesh Roy, J Can an insurance company deny a claim when damage is caused by excavation work on a neighboring
Supreme Court on Delayed Insurance Claims: Saurashtra Chemicals Ltd. vs. National Insurance Co. Ltd. (2019) Date of the Judgment: December 13, 2019 Citation: (2019) INSC 1234 Judges: Hon’ble Mr. Justice Mohan M. Shantanagoudar and Hon’ble Mr. Justice Krishna Murari. The judgment was authored by Hon’ble Mr. Justice Krishna Murari. Can an insurance company reject a
Supreme Court Upholds Full Insurance Claim: Kamlesh vs. Shriram General Insurance (2019) LEGAL ISSUE: Whether an insurance claim can be reduced for delayed intimation of an accident, when the policy requires immediate notice to the company and immediate notice to the police only in cases of theft or criminal act. CASE TYPE: Consumer Insurance Case
Supreme Court Upholds Full Insurance Claim: Kamlesh vs. Shriram General Insurance (2019) Read Post »
Supreme Court Enhances Compensation for Accident Victim with 100% Disability: Parminder Singh vs. New India Assurance Co. Ltd. (2019) LEGAL ISSUE: Determining adequate compensation for a motor accident victim with permanent disability. CASE TYPE: Motor Accident Compensation Case Name: Parminder Singh vs. New India Assurance Co. Ltd. & Ors. [Judgment Date]: July 1, 2019 Date
Supreme Court Upholds Insurer’s Right to Repudiate Claim for Non-Disclosure of Previous Policy: Reliance Life Insurance Co Ltd vs. Rekhaben Nareshbhai Rathod (2019) LEGAL ISSUE: Whether an insurer can repudiate a life insurance claim within two years of the policy’s commencement due to the insured’s failure to disclose a previous insurance policy. CASE TYPE: Consumer
Supreme Court Denies Accident Claim: Heart Attack Not an ‘Accident’ Under Insurance Policy (24 April 2019) Date of the Judgment: 24 April 2019 Citation: Civil Appeal No. 3413 of 2019 (Arising out of SLP (C) No. 32335 of 2016) Judges: Dr. Dhananjaya Y Chandrachud, J and Hemant Gupta, J Can a fall from a motorcycle
Supreme Court overturns Consumer Forum on non-disclosure of pre-existing conditions in insurance: LIC vs. Manish Gupta (2019) LEGAL ISSUE: Whether non-disclosure of a pre-existing condition by an insured individual is a valid ground for repudiation of an insurance claim. CASE TYPE: Consumer Law Case Name: Life Insurance Corporation of India vs. Manish Gupta Judgment Date:
Supreme Court clarifies duty of disclosure in insurance contracts: Oriental Insurance vs. Mahendra Construction (2019) LEGAL ISSUE: The case addresses the extent of the duty of disclosure in insurance contracts, specifically regarding prior claims. CASE TYPE: Consumer Law Case Name: Oriental Insurance Company Limited vs. Mahendra Construction Judgment Date: 01 April 2019 Date of the
